Terms & Conditions

Information Sharing and Social Features

You may have the opportunity to share content or information, including, but not limited to, your name, email address, or other information that you provide via the Website, with other users of the Website. By sharing information or content on the Website, you expressly agree to all of the following:

• • You grant Somriddhi Digital Private Limited
• • Pvt Ltd a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use any information or content that you post on or in connection with your use of the Website, subject to the privacy provisions described in our privacy policy.
• • You understand that deleted content or information may continue to exist on our servers or in backup copies that we maintain for our own use.
• • You will not post content or take any action on the Website that may constitute libel or slander, infringes or violates someone else’s rights, that is protected by any copyright or trademark, or otherwise violates the law.
• • Content and information that you share will be available to other users of our Website. You understand that such third parties may access, use, store and transfer such content and information and to associate it with you.
• • You agree that you will not use the Website for commercial purposes.
• • We may remove any content or information that you share on the Website for any reason.
• • You agree that you will not use any device, software or routine to interfere or attempt to interfere with the proper working of the Website or any transaction being conducted on our Website.

Loan Pre-Registrations and Applications

You may be presented with the opportunity to pre-register and/or apply for a loan through the Website. When pre-registering or applying for a loan on the Website, you agree to provide current, complete, and accurate information about yourself. If any information you provide is untrue, inaccurate, not current, or incomplete, Somriddhi Digital Private Limited Pvt Ltd has the right to terminate your loan pre-registration and/or application and to decline to provide any and all future use of the Website. We reserve the right to decline your application for a loan.

Your Account

You may be required to create an Account to use of the certain parts of the Website. When you create an account, you will be required to login using Social Platforms like Facebook and LinkedIn. We will also be generating some links which are confidential and exclusively meant for you. You may not disclose these links to any third party. If you learn of any unauthorized use of your links or account, please contact us immediately.

Changes and Modifications

Somriddhi Digital Private Limited Technology Pvt Ltd reserves the right to temporarily or permanently modify or discontinue the Website, or any portion of the Website, for any reason, at our sole discretion, and without notice to you. Somriddhi Digital Private Limited Pvt Ltd may also change the Terms of Use from time to time without notice to you. Please review these Terms of Use from time to time, because your continued access or use of the Website after any modifications have become effective shall be deemed your conclusive acceptance of the modified Terms of Use.

Links

This Website may contain links to websites maintained by non-affiliated third parties. Such websites may have Terms of Use, Privacy Policies, or security practices that are different from those of Somriddhi Digital Private Limited Technology Pvt Ltd. Somriddhi Digital Private Limited Pvt Ltd does not endorse or recommend, and hereby disclaims any liability for, any information or products offered at such websites.

No Warranty

Somriddhi Digital Private Limited Pvt Ltd does not warrant the accuracy, adequacy or completeness of the information provided herein and expressly disclaims liability for any errors or omissions in such information. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information. Calculators and tools on the Site provide you with ESTIMATES that may be different than actual amounts.

Limitation of Liability

You agree that all access and use of the Website and its contents is at your own risk. In no event shall Somriddhi Digital Private Limited Pvt Ltd be held liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with the Website or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Somriddhi Digital Private Limited Pvt Ltd, or representatives thereof, are advised of the possibility of such damages, losses or expenses.

Privacy

Our privacy policy explains how we treat your personal information and protect your privacy when you use our Website. Our privacy policy is hereby incorporated by reference into these Terms of Use.

Applicable Law

You agree to abide by all applicable local, state, national, and international laws and regulations in your use of the Website. Our Website is available only to individuals who are permitted to use it under applicable law. If you do not qualify, please do not use our Website. You agree to be solely responsible for your actions and the contents of your transmissions through the Website. You agree not to impersonate any person or entity or falsely state or otherwise misrepresent your identity or affiliation with a person or entity. You represent and warrant that you possess the legal right and ability to enter into these Terms of Use and to use the Website in accordance with these Terms of Use. Unauthorized use of this Website, including but not limited to unauthorized entry into Somriddhi Digital Private Limited systems, mis use of passwords, or mis use of any information posted on a site, is strictly prohibited.

These Terms of Use shall be governed in all respects by the laws of India, without regard to its provisions relating to conflict of laws. You and Somriddhi Digital Private Limited Pvt Ltd agree to submit to the personal and exclusive jurisdiction of the courts at Bhubaneswar, India. The failure of Somriddhi Digital Private Limited Pvt Ltd to exercise or enforce any right or provision of the Terms of Use shall not constitute a waiver of such right or provision. If any provision of the Terms of Use is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavour to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms of Use remain in full force and effect. You agree that regardless of any statute, regulation, or law to the contrary, any claim or cause of action arising out of or related to use of the site or the Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred.

COPYRIGHT © Somriddhi Digital Private Limited . ALL RIGHTS RESERVED.

Somriddhi Digital Private Limited Technology Pvt Ltd owns the copyright in all of the information and material contained in this Website. The contents of the website, including its “look and feel” (e.g., text, graphics, images, logos, and button icons), editorial content, notices, software (including html-based computer programs), and other material are protected under both Indian and foreign copyright, patent, trademark, and other laws. Your right to use the Website is personal to you. You agree not to reproduce, duplicate, copy, sell, resell, use or exploit for any commercial purposes, the Website or use of or access to the Website or any information or technology obtained from the Website.

If you send us personal correspondence, such as emails or letters, or if other users or third parties send us correspondence about your activities or postings on the Website, we may collect such information into a file specific to you.

From time to time, we may seek your consent to use your information for a purpose not described in this Privacy Policy. We may also share your personal information with third parties under other circumstances where we have your consent for specific purposes.

You may choose to give us personal information, such as your name, contact number, address or e-mail id that may be needed, for example, to correspond with you, to participate on the site, or to apply for a Loan.

We sometimes collect anonymous information from visits to our Website to help us provide better customer service. For example, we keep track of the domains from which people visit and we also measure visitor activity on our Website, but we do so in ways that keep the information anonymous. Somriddhi Digital Private Limited or its affiliates or vendors may use this data to analyse trends and statistics and to help us provide better customer service. This anonymous information is used and analysed only at an aggregate level to help us understand trends and patterns. None of this information is reviewed at an individual level.

We maintain standard call and IP logs that record data about all users who call us and/or access our Website. We store this information for providing services and as an analysis tool. All call logs are stored securely and may only be accessed by our employees or designees on a need-to-know basis for a specific purpose. We use call log information to help provide our members the efficient services under this membership. We collect IP address of all visitors to the Website.

We identify and use your IP address to help diagnose problems with our server, and to administer our Website. Your IP address is also used to help identify you and to gather broad demographic information.

• • We will make a sincere effort to respond in a timely manner to your requests to correct inaccuracies in your personal information. To correct inaccuracies in your personal information please return the message containing the inaccuracies to the sender email id with details of the correction requested.
• • Somriddhi Digital Private Limited may, if you so choose, send direct mailers to you at the address given by you. You have the option to ‘opt-out’ of this direct mailer by way of links provided at the bottom of each mailer. We respect your privacy and, in the event, that you choose to not receive such mailers, we will take all steps to remove you from the list.
• • Somriddhi Digital Private Limited provides links to web sites and access to content, products and services from third parties, including users, advertisers, affiliates, service providers and sponsors of the Website. You agree that Somriddhi Digital Private Limited is not in control of and is not responsible for the availability of, content provided on, accuracy and completeness of information on, third party web sites. The User is requested to peruse the policies posted by such third party web sites regarding their privacy policy and terms of use, before using/accessing such web sites.
• • Somriddhi Digital Private Limited is not responsible for third party content accessible through the Website, including opinions, advice, statements and advertisements, and you shall bear all risks associated with the use of such content. Somriddhi Digital Private Limited is not responsible for any loss or damage of any sort user may incur from dealing with any third party.
• • In the event, you intend to delete the information submitted by you to Somriddhi Digital Private Limited from Somriddhi Digital Private Limited’s database, you shall inform us about the same at info@somriddhidigital.com It is clarified, that after such request, you will not be able to access all the services and content available on the Website.
• • Sharing of Personal Information
  A “cookie” is a small piece of information stored by a web server on a web browser so it can be later read back from that browser. Cookies are useful for enabling the browser to remember information specific to a given user. We place both permanent and temporary cookies in your computer’s hard drive. The cookies do not contain any of your personally identifiable information.
• • We use data collection devices such as “cookies” on certain pages of the Website to help analyse our web page flow, measure promotional effectiveness, and promote trust and safety.
• • We also use cookies to allow you to enter your password less frequently during a session. Cookies can also help us provide information that is targeted to your interests. Most cookies are “session cookies,” meaning that they are automatically deleted from your hard drive at the end of a session. You are always free to decline our cookies if your browser permits, although in that case you may not be able to use certain features on the Website and you may be required to re-enter your password more frequently during a session.
• • Additionally, you may encounter “cookies” or other similar devices on certain pages of the Website that are placed by third parties. We do not control the use of cookies by third parties and you shall be solely responsible for accepting such third-party cookies.

User Generated Content

We may invite you to post content on the Website, including your comments, pictures, and any other information that you would like to be available on the Website. If you post content on the Website, the information that you post will be available to other visitors of Website. If you post your own content on the Website, your posting may become public and we cannot prevent such information from being used in a manner that may violate this Privacy Policy, the law, or your personal privacy. You shall be solely responsible for any such information, picture, review, content, remarks, etc. posted by you.

Policy Review & Updates

This policy will be reviewed by us as and when required and the same may change at any time. The latest & most updated policy can always be found at https://Somriddhi Digital Private Limited.in/privacy-policy.

While we will make reasonable efforts to keep you posted on any updates to this privacy policy, to make sure that you are aware of any changes, we recommend that you review this policy periodically.

This Privacy Policy shall apply uniformly to Somriddhi Digital Private Limited’s desktop website, mobile WAP site & mobile applications.

How To Contact Us:

If you have a technical or general support question, please visit https://Somriddhi Digital Private Limited.in/contact-us to reach out to us directly. If you suspect your Somriddhi Digital Private Limited account has been hacked or taken over, please mail us info@somriddhidigital.com to inform immediately.